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For a successful business, you need a viable business idea, the skills to make it work and the funding. Discover whether your idea has what it takes.

Forming your business correctly is essential to ensure you are protected and you comply with the rules. Learn how to set up your business.

Advice on protecting your wellbeing, self-confidence and mental health from the pressures of starting and running a business.

Learn why business planning is an essential exercise if your business is to start and grow successfully, attract funding or target new markets.

It is likely you will need funding to start your business unless you have your own money. Discover some of the main sources of start up funding.

Businesses and individuals must account for and pay various taxes. Understand your tax obligations and how to file, account and pay any taxes you owe.

Businesses are required to comply with a wide range of business laws. We introduce the main rules and regulations you must comply with.

Marketing matters. It drives sales and helps promote your brand and products. Discover how to market your business and reach your target customers.

Some businesses need a high street location whilst others can be run from home. Understand the key factors from cost to location, size to security.

Your employees can your biggest asset. They can also be your biggest challenge. We explain how to recruitment and manage staff successfully.

It is likely your business could not function without some form of IT. Learn how to specify, buy, maintain and secure your business IT.

Few businesses manage the leap from start up to high-growth business. Learn what it takes to scale up and take your business to the next level.

Pandemic has led to “midlife self-employment surge”

9 January 2024

Tens of thousands of Brits aged over 50 have started running their own businesses in the past three years, bucking an overall downward trend in self-employment.

New research, conducted by the Association of Independent Professionals and the Self-Employed (IPSE), has found that more than one million over-50s now work for themselves, representing a significant rise in this age group at a time when there has been an overall decline in self-employment since 2020.

The analysis has found that the number of self-employed business owners aged 50 and over rose to 1.1 million in 2023 - 89,000 more than in 2020 - despite the total solo self-employed population falling by 154,000 in the same period.

Furthermore, of those aged 50 and over in self-employment, as many as one in six (15%) launched their businesses within the past three years.

Released annually, the IPSE Self-Employed Landscape report provides a snapshot of how the freelance sector's size, demographics and economic impact have changed in the past year.

UK self-employment sector

The report has also found that the sector's economic contribution soared by more than £50bn in 2023, to a total of £331bn, after declining in 2022.

The sector continues to be predominantly male, with the gender distribution of the sector standing at 61% male to 39% female, with a one percentage point swing towards female in 2023. This continues a long-term trend towards more women in self-employment, which has grown by 63% since 2008.

IPSE's director of policy, Andy Chamberlain, said: "It's clear that self-employment's offer of independence and autonomy in work are particularly attractive to experienced professionals, especially if they have lost an employed role or have become disillusioned with the 9-to-5.

"Many harbour dreams of starting their own business, whether it's to pursue a lifelong dream, increase their income or find a better work-life balance. But the over-50s, now in the prime of their careers and with decades of experience under their belt, likely have even more confidence in their ability to make a success of it.

"The UK is fortunate to have a vibrant self-employed sector that offers a fresh shot at success to people at any stage in their careers, and we should celebrate the fact that tens of thousands more people - especially those over 50 - are doing just that."

New data on retirement suggests that most Brits are likely to work until late into their 60s. Research by Flagstone, published in January 2024, shows that 58% of people expect to retire between 65-69 and 12% say they won't retire until they are in their 70s. Just 1% say they plan to retire before the age of 55, 5% say they'll retire between the ages of 55 and 59, while 20% will retire aged 60 to 64.

Written by Rachel Miller.

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